Through volunteer labor and donations of money and materials, our affiliate builds simple, decent houses with the help of the homeowner (partner) families.  Habitat houses are then sold to partner families at no profit and financed with affordable loans.  The homeowners monthly mortgage payments are used to build still more Habitat houses.  Habitat is not a give-away program – in addition homeowners invest hundreds of hours of their own labor – sweat equity – into building their Habitat house and the houses of others.

                ·       HABITAT is a handUP, not a handout

                ·       HABITAT builds houses, WITH PEOPLE, not for people

                ·       HABITAT seeks to eliminate inadequate housing

                ·       Houses are SOLD, not given to partner families/individuals

                ·       HABITAT is an ecumenical Christian organization

                ·       HABITAT does not discriminate on the basis of sex, race, age, religious or sexual orientation,         

                    affiliation, family status or physical limitation